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Tow Truck Insurance MN 763.244.3731

If you don’t carry liability insurance on your tow truck – it could cost you hundreds or thousands of dollars. If you just shop for quotes and not for the best agent it could cost you hundreds or thousands of dollars too. You can get Tow Truck Insurance MN here so you can get the correct coverage and the best quotes.  Tow truck operations have choices and options from local Truck Insurance Specialists who can help keep your wheels moving.

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Tow Truck Insurance MN

For example, if you’re involved in an auto accident and a car you’re towing skids into a school bus, you would be responsible for paying medical expenses and property damages related to the accident out of your own pocket. If you hurt a bunch of children and didn’t have insurance – you’d feel pretty rotten too.

Commercial drivers and truckers who must carry tow truck insurance cross several industries. For example, types of tow truck drivers and businesses that need tow truck insurance include:


Tow Truck Insurance


Or Call Tow Truck Insurance MN 763.244.3731.  Many truck insurers no longer insure tow trucks or are expensive.  We can provide you with choices and options.



  • Roadside service providers
  • Auto salvage firms
  • Auto club contractors
  • Rotational towing
  • Auto repair shops
  • Auto body shops
  • Full-service gas stations

Types of Commercial Auto Insurance for Tow Trucks

The types of commercial auto insurance you can get on a tow truck include:

Bodily injury coverage

Property damage coverage

Fire and theft coverage (i.e. physical damage coverage}

Collision and comprehensive coverage

Uninsured/Underinsured motorist coverage

Comprehensive insurance protects you if your tow truck is damaged due to a non-auto accident related event (e.g. fire, snowstorm). Comprehensive insurance, as well as fire and theft insurance, would protect you if your tow truck was stolen or damaged due to a fire.

If you operate your tow truck in inclement weather, make sure that you get enough insurance on your vehicle. If you do not, you will be responsible for property and bodily injury damages that exceed the amount of insurance listed in your insurance policy.

Uninsured and underinsured tow truck insurance coverage protects you in the event that you or your tow truck suffer damages caused by a driver who did not have any or enough auto insurance to cover the damages that were made to you or to your tow truck. When you consider the numbers of people who do not have any or enough auto insurance, getting this coverage makes good sense.

Bodily injury and property damage insurance are standard forms of liability insurance that all motor vehicle owners are required to carry by state laws. Failure to keep the minimum levels could cause you to receive fines or penalties. You could also have your commercial driver’s license suspended or revoked.

Let Minnesota Trucking Insurance Specialists, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Tow Truck Insurance MN policy holders.

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